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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. On an individual insurance application, which of the following signatures is NOT required?

A) Applicant.
B) The producer.
C) Insured if different from the applicant.
D) The insurer.

2. In addition to the actual policy, an entire contract includes which of the following?

A) The application.
B) Clauses.
C) Provisions.
D) Credit report.

3. Which of the following is a core benefit of Medicare supplemental insurance?

A) Basic drugs limit of $1,250.
B) First 3 pints of blood each year.
C) Preventive care.
D) At-home recovery.

4. How are benefits treated for tax purposes if an individual is receiving disability insurance benefits from a group policy paid for by his employer?

A) They are only subject to Social Security and FUTA taxes.
B) They are not taxable.
C) They can be deducted from gross income.
D) They are taxable income.

5. Which of the following is a core benefit of Medicare supplemental insurance?

A) Basic drugs limit of $1,250.
B) First 3 pints of blood each year.
C) Preventive care.
D) At-home recovery.

Solutions: